Life Insurance

Massachusetts Life Insurance Lawyer

Experiencing the loss of a loved one is an incredibly challenging time, and dealing with a denied life insurance claim can add further stress to the situation. If you’re facing difficulties with your life insurance claim, it’s crucial to seek guidance from a knowledgeable insurance attorney in Massachusetts.

Massachusetts Life Insurance Lawyer Contact Matthew A. Rubner at 434-ASK-MATT for a consultation regarding your life insurance claims in Massachusetts. Attorney Matthew A. Rubner is well-versed in all aspects of life insurance law and can provide you with the legal support you need. Matthew A. Rubner proudly serves individuals across Massachusetts, assisting with insurance claims and denials.

Massachusetts Life Insurance Information Center

Life Insurance Policy Coverage Life insurance, as defined in Mass. Gen. Laws ch. 175, provides financial protection in the event of a policyholder’s death. It is a contractual agreement between the insurer and the policyholder, where the insurer agrees to pay a sum of money to the designated beneficiary upon the policyholder’s death, in exchange for premium payments. Different types of life insurance policies offer varying coverage options, such as term life insurance and whole life insurance.

Massachusetts Life Insurance Claim Filing Procedures When filing a life insurance claim as a beneficiary, proof of the policyholder’s death is usually required by the insurance company. Additionally, the insurer may request completion of specific forms. It’s essential to accurately and truthfully fill out these forms to avoid potential claim denial.

Under Mass. Gen. Laws ch. 176D, insurance companies are obligated to make a decision on life insurance claims within a reasonable timeframe.

Denial of Claims for Life Insurance in Massachusetts Life insurance companies may deny claims for various reasons, including misrepresentation on the insurance application, fraud, or missed premium payments. In Massachusetts, insurers must provide a specific reason for claim denial in their initial denial letter, along with information on how to appeal the decision.

It’s crucial to seek legal assistance from an experienced life insurance attorney in Massachusetts promptly after a claim denial. The statute of limitations for collecting on a life insurance policy in Massachusetts is three years under Mass. Gen. Laws ch. 260, § 2A.

Massachusetts Life Insurance Claims Resources

Massachusetts Division of Insurance

Massachusetts General Laws Online

Massachusetts Department of Financial Services

Matthew A. Rubner | Life Insurance Attorney in Massachusetts For expert legal guidance on your life insurance claim throughout Massachusetts, contact Matthew A. Rubner at 434-ASK-MATT. Attorney Matthew A. Rubner will carefully assess your situation and help you pursue your claim effectively.

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Locations

NORTH SHORE OFFICE:

100 Cummings Center, Suite 207-P Beverly, MA 01915

BOSTON OFFICE:

One Marina Park Drive, Suite 1425 Boston, MA 02210

Affiliate Office Locations:

Woburn MA, Framingham MA, Plymouth MA, Amherst MA, Worcester MA